Ensure student housing abroad
The desire and the opportunity to go on to study abroad are of interest to many students. Whether it is an Erasmus program, an alternation in a company or a university exchange, studying abroad offers many advantages. Young students have the opportunity to deepen their knowledge while discovering new cultures and practicing a new language.
Before taking the big step, the student in question must prepare for his trip, which in most cases is spread over several months. Before leaving, he will have to find a place to live, of course to insure him against damage and possible risks and to protect his civil liability. However, depending on the type of accommodation and the country of destination, the student will have to take into account several specificities to protect his housing properly without taking risks.
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Find a student accommodation
When students decide to go on to study abroad, they are faced with two possibilities to find accommodation abroad.
In the first case, students have the opportunity to contact a specialized organization. Structures specialized in accompanying students abroad offer accommodations to follow students and not leave them on their own. In general, these organizations assist students in all administrative procedures including the purchase of adequate home insurance. Depending on the profile of the student and the country of destination, guarantees, coverages and prices will be different. It is important for the student to take stock of the organization before leaving.
In the second case, the student can take himself in hand looking for a home abroad. If the stay is less than three months, his student home insurance policy or the contract of his parents covers him for his departure. He will still have to contact his insurer to signal his future stay and subscribe, in certain situations, an extension of warranty “holiday”. If the stay exceeds three months, the student will have to take out a special housing contract with appropriate guarantees. Most insurance companies have agreements with other foreign companies. If necessary, the student will have to sign his housing contract directly on site with local insurers.
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Insure your student housing during a stay abroad
To simplify the process and go over the language barrier, students can turn directly to consulates and embassies to be oriented. Indeed, the laws are different from one country to another. However, whatever the destination, the student must imperatively protect his civil liability and learn about the specific guarantees and repayment deadlines.
Last step before leaving, students, if they live alone, should not leave their main home like this. Leaving for a few months, they do not necessarily want to break their lease. Students must therefore consult their insurer, because an absence too prolonged can cancel the guarantee theft of the house. The student must also inform the insurer if the accommodation is lent for the time of the trip abroad.